Retail Banking: Economic system is the pillar of the development and progress. This system has given rise to new groups in the entire world. One is developing group and other is developed group. The world is being governed and guided by the later group. Banking system has the key role in the new economic system. And this bank system is the power of monopoly among the nations and countries. Retail banking is also the sub branch of central banking system. The present book namely retail banking is being presented to give the detailed view of the banking system and the mechanism of the bank working.
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The book retail banking is the new edition and has the latest introduction about the principals which are used to run the banking system. The management and the business management are the focus of the book. With the new world order and new challenges that the world is going to face are described in the book in detail with clear examples. The new challenges are rising in the global world of toady. New problems and issues are emerging and are in need of new approaches and solution to these challenges and issues. The retail banking will provide you enough of the knowledge and possible solutions to these issues and problems. The book also highlights the core issues present in the past economy and they are related very skillfully with the new challenges of today. The book is kind of assets for the economic lovers and the people who are interested in the economic conditions and the role of banking in the solution of the theses challenges.
The retail banking covers the hot topics of financial crisis, good banking and ability and capability of the retail banking. The book also gives its reaction to the environmental, economical, political, social and technological issues which exercise their impact more than in the past periods. The fourth edition of the book also aims at bringing the students of the economics and the staff of the banks to update their knowledge about the retail banking. How does it work and with results it comes up are the two aspects of the book that would interest you.
Administrative business and business management are also thrown lights in the retail banking. The book is full of international citations and the case studies and it relates the different banking aspects in the current scenario and the present economic affairs. The book also throws light the way retail banking works in the context of regulation, social, technological and practical environment. Business and management are given in detail the due position in the present day economic affairs
Following are the topics that are included in the retail banking:
- Banking risk and regulation.
- Payment methods
- Transfer of funds.
- The principals of payment and collection funds.
- The relationship between banking system and the customers.
- Balance between liquidity and profitability
Principals that regulate the lending and key credit risk tools.
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